Why did Warren Buffett buy Alphabet? Berkshire's $10 billion bet, explained

ISA transfer rules: how to move your money without losing the tax break

Cash to shares, shares back to cash, platform to platform, and shares you already own. The rules, the timings, and what changes in April 2027.

Cash ISA vs Stocks and Shares ISA: which should your money be in?

One keeps money safe, the other grows it. The real numbers over 20 years, who should hold which, and what the 2027 Cash ISA cut changes.

How to invest in the S&P 500 from the UK (and why it's the first thing to buy)

One fund, one tax wrapper, one direct debit. The exact steps, the fund I actually hold, and the mistakes that cost people years.

SpaceX shares fell after strong first results — what it means for investors

How to transfer a Cash ISA to a Stocks and Shares ISA (without losing the tax wrapper)

Never withdraw the money yourself — use the official transfer process and the tax wrapper moves with it. The exact steps, what it costs, and how long it takes.

What to do with a £100,000 inheritance in the UK

Clear expensive debt, keep a cash buffer, invest the rest in a low-cost index fund inside an ISA and pension. The plain-English version, from someone with nothing to sell you.

Scared to invest your savings? The fear, taken seriously

The fear of losing everything deserves a straight answer, not a pep talk. The honest worst case, the risk nobody warns you about, and how to start without feeling brave.

Are financial advisers worth it? The £47,000 claim, examined

The industry's favourite number compares people who took advice with people who mostly stayed in cash — not with people who invest for themselves. What it really shows.

What a 1.5% adviser fee actually costs over 30 years

On £100,000, the invoices add up to £199,000 — but the real cost is £636,000. The maths, year by year, and where the difference hides.

Is it too late to start investing at 40?

No — and that's arithmetic, not a pep talk. At 40 you have 27 years to state pension age, and here's what they're worth.

Should I ditch my financial adviser and invest myself?

For most people with straightforward finances: yes, probably. What advisers really cost, what they genuinely do well, and how I left mine — from someone who did it.

VUAG vs VUSA: which S&P 500 ETF should I buy?

Same fund, same fee — the only difference is what happens to the dividends. The answer in two sentences, and the tax catch to know about.

Leaving St James's Place: what it costs and how to do it

You're not locked in — and if an old exit charge is still running, waiting to avoid it costs you more than leaving. Here's the maths, and the exact steps.

Average UK net worth by age (2026) — how do you compare?

The £8,000 Cash ISA cut, and what it means for your money

Does Tactical Asset Allocation (Sector Rotation) Actually Work? I Tested 100 Years of Data to Find Out

What 26,000 trading days say about buying the unloved, timing the turn, and why the best-marketed strategies collapse on contact with real life.

We're still rationing

There is a peculiarly British way to lose money: slowly, sensibly, and with the government's blessing.

Intel: a 389% gain in nine months — and why I sold

Bought at $20. Sold at $99. Here’s the thinking behind both.